1 Retirement 101: A Beginners Guide to Retirement Trinity College
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By creating a revocable living trust, you can ensure that your loved ones immediately receive your assets after your death while avoiding the probate process. Revocable living trusts also enable you to ensure your assets are well-managed after your death. A revocable living trust is a legal document that allows beneficiaries to avoid the lengthy, and often hostile, probate process. If youve spent your entire life building your wealth, you want to do everything possible to ensure that its safe when youre no longer there to manage it. A beneficiary who isnt aware of what theyll inherit and is subsequently handed a complex estate, business, foundation, or other investment likely wont be ready to manage it. However, open and honest communication is a crucial part of preparing heirs to inherit family assets. Many people choose to withhold this information out of fear that it will curb their loved ones motivation family legacy protection to accomplish their goals or spark conflicts between family members. Your Legacy, Your Contr

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Opt for Customized Plans Having those numbers in mind can be crucial down the line in helping your family members understand how an inheritance might affect their own financial plans. Before you can think about involving family members in any kind of estate planning discussion, you and your spouse, if youre married, need to come to an agreement. Your wealth strategist or another member of your client team can also help make sure everyone understands the implications of their inheritances and help them evaluate the implications of different financial decisions. According to one study, 70% of wealthy families lose their fortune by the second generation.1 "Parents can devise the perfect plan in isolation, but if their heirs arent prepared to receive the assets, there is a risk that no ones life will be enriched," Weiss adds. Besides the risk of family quarrels, research has shown that a significant erosion of value can occur when assets are passed from one generation to the next, in part as result of this lack of communication. Starting the conversation with your hei

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